Item description for Degunking Your Personal Finances: Free yourself of financial burdens starting TODAY! by Shannon Plate...
Most books about personal finance promise to make you rich overnight, or they make you feel bad about your past financial choices. They don't help you prioritize what you should do today, what you can do next week, and how you can establish an ongoing action plan to manage your finances. How can you save for the future when you are broke today? How can you avoid juggling credit card payments and other bills? What if a medical emergency occurred? Will you ever be able to afford a vacation to Hawaii? The good news it that whether you sink or swim is up to you and Degunking Your Personal Finances can really help! And even if you have had problems with debt in the past, you can change your financial future for the better. Degunking Your Personal Finances will give you the help you need immediately to put your financial picture into perspective. The book explains in plain language what you really need to know about your finances and how to manage them--with a minimum of pain and suffering! Degunking Your Personal Finances gives you a 12-step, easy-to-follow, financial management plan that everyone can follow! Even if you think you'll never straighten out your finances, this book will show you how to take one step at a time to degunk your financial situation. Degunking Your Personal Finances will put you in control by helping you to get out of debt or prevent you from getting into trouble in the first place. It uncovers the mysteries of setting up a useable budget that's based in reality (not fantasy), making the right financial decisions every day, setting up college saving accounts, what types of loans work for you and against you, and how to enjoy a great standard of living without having mountains of bills.
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Est. Packaging Dimensions: Length: 9" Width: 7" Height: 1" Weight: 1.3 lbs.
Release Date Apr 20, 2005
Publisher Paraglyph Press
ISBN 1933097027 ISBN13 9781933097022
Availability 0 units.
More About Shannon Plate
Shannon Plate is a financial counselor and author of the book Degunking Your Personal Finances. She holds a master's degree in counseling psychology from Trinity Evangelical Divinity School.
Reviews - What do customers think about Degunking Your Personal Finances: Free yourself of financial burdens starting TODAY!?
helpful and accesible Aug 16, 2005
Degunking Your Personal Finances is good advice from someone who clearly has seen a lot of different financial situations with her clients. It's an easy read with stories and tips that keep in moving along. I had the pleasure of interviewing Shannon Plate about her book on my Internet radio show, wsradio.com/everydaywealth and found her to exude the same "want to help" approach that her book takes.
An excellent and informational packed read Jul 26, 2005
In reading this book it seems to have a personal voice instead of dry boring facts. It has even been very handy to use as a reference book. Not only has it provided me with very useful financial advice and idea's, but has also helped me better understand my credit history (and how to improve my credit future) and further my investment knowledge.
Great for getting your financial life in order... Jun 20, 2005
Getting into financial difficulties is far too easy in today's society, and getting out is a struggle. Shannon Plate has written a book that will greatly aid you in the process of getting your financial house in order... Degunking Your Personal Finances (Paraglyph Press).
Contents: Why Are My Finances All Gunked Up?; Where Do I Start Degunking My Finances?; Organizing Your Financial Life; Creating a Clear Picture of Your Financial Situation; Degunking Your Credit and Debit Cards; Degunking Your Consumer Debt; Degunking Your Home and Mortgage; Degunking Your Housing and Living Expenses; Degunking Your Savings and Investments; Degunking Your Credit Report; Fine-Tuning Your Budget; Degunking Other Expenses; Degunking Your Taxes, Benefits, and Insurance; Finding Hidden Money; Putting Your Computer and Other Technology to Work; Improving Your Credit Security; Backup and Emergency Planning; Index
All the Degunking titles are set up to have you follow a 12 step program that, if followed, will greatly improve the area being "degunked". In this case, it's your financial affairs. Plate starts out with the very basic first step... set up an area where you can organize all your financial papers. If they're scattered all over the place, the internal resistance and effort is multiplied. Then figure out where you really are with your finances, and start on cleaning up your credit and debit cards. Each additional step builds on that base and works up through the final step. Many of the later steps are ones that you can implement at any time (like implementing a financial security program, backing up financial records, etc.), but it all follows in a logical order. The author also doesn't offer any quick fixes to your problems. It's work to get out from under the pile, but if you structure your approach to doing so, it may not be quite as bad as you thought. And it's definitely not as bad as continuing to go down the same path and finding yourself unable to get credit due to bankruptcies or such...
Degunking Your Personal Finances is a well-written book that's personable and enjoyable to read. The author's personality shines through, and it's easy to follow her steps and suggestions to start cleaning up your life. And even if you think you have everything under control, you'll probably find some things in there that you can implement that will make your good situation even better. A highly recommended read...
Best book on finances! May 28, 2005
Finances sometimes being a difficult and stressful topic, I was extremely relieved at the ease of navigating and digesting the information in this well done book. The way the author uses humor and examples from her own experiences in her writing made me feel like I was sitting down having a conversation with a close friend. This book is the best I've seen on this topic!
Degunking Your Personal Finances May 10, 2005
I wish they would give a book like this to everyone entering college (before they offer all those credit cards!) This book offers great ideas on cleaning up credit and being more aware of the purchases you make. Like all the Degunking books, it is easy to read and not boring like most personal finance books! I definitely recommend this book to people who are trying to get a higher credit rating.