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Providing Access to Affordable Credit to the Poor - Evaluating the Effectiveness of Credit Counseling for Building Assets [Paperback]

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Item description for Providing Access to Affordable Credit to the Poor - Evaluating the Effectiveness of Credit Counseling for Building Assets by Julie Birkenmaier...

Asset building has become an increasingly important component of social welfare policy in recent years. For families seeking to build assets through home ownership, raising credit scores is often a key element of their prepurchase efforts. Low income and minority families in particular can struggle with poor credit scores and seek Homeownership Education and Counseling (HEC) services to assist them to raise their credit score and access affordable mortgage credit. This book examines the effectiveness of credit counseling within HEC services on credit scores. Quantitative data were gathered via preand one year post-counseling credit scores from 203 clients who obtained pre-purchase credit counseling. Qualitative findings from a focus group of HEC credit counselors shed light on the role of credit counselors in HEC services and difficulties encountered in interfacing with the sub-prime mortgage market. This book is addressed to community development, mortgage finance and public policy professionals and researchers.



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Item Specifications...


Pages   216
Est. Packaging Dimensions:   Length: 9.61" Width: 6.69" Height: 0.46"
Weight:   0.77 lbs.
Binding  Softcover
Release Date   Sep 17, 2007
Publisher   VDM Verlag Dr. Mueller e.K.
ISBN  383642844X  
ISBN13  9783836428446  


Availability  83 units.
Availability accurate as of Mar 26, 2017 07:10.
Usually ships within one to two business days from La Vergne, TN.
Orders shipping to an address other than a confirmed Credit Card / Paypal Billing address may incur and additional processing delay.


More About Julie Birkenmaier


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Product Categories

1Books > Subjects > Nonfiction > Politics > General
2Books > Subjects > Professional & Technical > Architecture > Building Types & Styles > General



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