Item description for Providing Access to Affordable Credit to the Poor - Evaluating the Effectiveness of Credit Counseling for Building Assets by Julie Birkenmaier...
Asset building has become an increasingly important component of social welfare policy in recent years. For families seeking to build assets through home ownership, raising credit scores is often a key element of their prepurchase efforts. Low income and minority families in particular can struggle with poor credit scores and seek Homeownership Education and Counseling (HEC) services to assist them to raise their credit score and access affordable mortgage credit. This book examines the effectiveness of credit counseling within HEC services on credit scores. Quantitative data were gathered via preand one year post-counseling credit scores from 203 clients who obtained pre-purchase credit counseling. Qualitative findings from a focus group of HEC credit counselors shed light on the role of credit counselors in HEC services and difficulties encountered in interfacing with the sub-prime mortgage market. This book is addressed to community development, mortgage finance and public policy professionals and researchers.
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Est. Packaging Dimensions: Length: 9.61" Width: 6.69" Height: 0.46" Weight: 0.77 lbs.
Release Date Sep 17, 2007
Publisher VDM Verlag Dr. Mueller e.K.
ISBN 383642844X ISBN13 9783836428446
Availability 83 units. Availability accurate as of Oct 27, 2016 04:40.
Usually ships within one to two business days from La Vergne, TN.
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More About Julie Birkenmaier
Julie Birkenmaier has an academic affiliation as follows - Saint Louis University, USA St. Louis University St. Louis University.