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When There Was No Money: Building ACLEDA Bank in Cambodia's Evolving Financial Sector [Hardcover]

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Item description for When There Was No Money: Building ACLEDA Bank in Cambodia's Evolving Financial Sector by Heather A. Clark...

The largest retail branch bank network is built in one of the most formidable environments in the world. This book takes the journey from Year Zero to the present, tracing the trials and triumphs of a group of people as they built an employment generation project for demobilized soldiers in 1992 into the largest commercial retail bank branch network in Cambodia by 2003. Along the way they influenced the nation's financial system and stimulated a banking industry that serves poor and low-income people. The book offers a tantalizing analysis of events, organizational dynamics and a business model that incorporates profit and purpose. It examines the transition from the microfinance field that is jealously guarded by donors to a breakthrough response of commercial banking for the people.

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Item Specifications...

Pages   257
Est. Packaging Dimensions:   Length: 9.5" Width: 6.4" Height: 0.9"
Weight:   1.15 lbs.
Binding  Hardcover
Release Date   Apr 27, 2006
Publisher   Springer
ISBN  3540288767  
ISBN13  9783540288763  

Availability  78 units.
Availability accurate as of May 23, 2017 01:29.
Usually ships within one to two business days from La Vergne, TN.
Orders shipping to an address other than a confirmed Credit Card / Paypal Billing address may incur and additional processing delay.

More About Heather A. Clark

Register your artisan biography and upload your photo! Heather A. Clark was born in 1977.

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Product Categories

1Books > Special Features > Formats
2Books > Special Features > New & Used Textbooks > Business & Finance > Finance
3Books > Subjects > Business & Investing > Economics > General
4Books > Subjects > Business & Investing > General
5Books > Subjects > Business & Investing > Industries & Professions > Banks & Banking
6Books > Subjects > History > Asia > Cambodia
7Books > Subjects > Professional & Technical > Accounting & Finance > Finance > General

Reviews - What do customers think about When There Was No Money: Building ACLEDA Bank in Cambodia's Evolving Financial Sector?

excellent reading  Mar 10, 2006
Clark has written a remarkable story of modern microfinance. The evolution of ACLEDA is a lucid demonstration of the past, present and future thinking on microfinance worldwide from a more charitable exercise stigmatising microentrepreneurs as "the poor" to a businesslike venture that is focused on delivering competative financial services to the same customer base. Clearly a victory for the micro-entrepreneurs in Cambodia.
A Brilliant Read & Excellent Case Study in Poverty Reduction  Dec 8, 2005
"When There Was No Money" is a superb story, delightful reading AND a valuable education in microfinance and poverty reduction strategies.
I would encourage all types of people to read this book, from the general reader looking for an interesting story to curl up with, to the economist charged with improving a national economy. The lessons to be learned from this book and history are remarkable.
The history walks you through the literal time in Cambodian history (not that long ago) when there was no money, no national currency because it had been eradicated as something evil under a terrible regime. Acleda Bank has grown to be a highly successful commercial financial institution, and this book walks you vividly through that dangerous and exhilarating journey.
Kudos to Acleda Bank, and kudos to Heather Clark for providing us with this story.

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