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Living Rich for Less: Create the Lifestyle You Want by Giving, Saving, and Spending Smart [Hardcover]

By Ellie Kay (Author)
Our Price $ 11.89  
Retail Value $ 16.99  
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Item Number 213083  
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Item description for Living Rich for Less: Create the Lifestyle You Want by Giving, Saving, and Spending Smart by Ellie Kay...

Presents advice on dealing with personal finance and lifestyle issues, discussing such topics as savings, debt, budgeting, credit cards, healthcare costs, insurance, mortgages, and college tuition.

Publishers Description
You really can be rich in every way, every day.
So you want to own the home you love, make memories on wonderful vacations with family or friends, finance college educations, and help others too?
You can-starting here and now.
With lively humor, proven know-how, and practical principles for financial health, "Living Rich for Less" helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay's entertaining and enlightening examples show you simple steps to save, spend, and give smart, and her three main principles are undergirded by dozens of effective rules and hundreds of Cha-Ching Factor(TM) tips that keep or put money in your pocket.
Ellie knows what it's like to be financially-strapped or struggling, wanting to be the Joneses but feeling as poor in spirit as in pocketbook. She went, within two and a half years, from being a new wife and mom with $40,000 in consumer debt and seven children (and college educations) to support, to being completely debt-free and within fifteen years able to pay cash for eleven different cars, give away three of those cars, buy two five-bedroom houses (moving from one to the other) and nicely furnish each, take wonderful vacations, dress her family in fine fashion; and support more than thirty non-profit organizations in more than a dozen different countries, giving away more than $100,000.
Isn't that the kind of transformation to a rich life that "you "want?
Living Rich for Less" helps anyone get there in our taxed-out, maxed-out times. Because financial security doesn't mean just genuine prosperity, but being able to live luxuriously, give generously, and care for yourself as well as the others around you.
Why keep up with the Joneses when you can be them?

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Item Specifications...

Studio: WaterBrook Press
Pages   219
Est. Packaging Dimensions:   Length: 0.75" Width: 6.25" Height: 9.5"
Weight:   1 lbs.
Binding  Hardcover
Release Date   Dec 16, 2008
Publisher   WaterBrook Press
ISBN  0307446018  
ISBN13  9780307446015  

Availability  0 units.

More About Ellie Kay

Register your artisan biography and upload your photo! ELLIE KAY, Americas Family Financial Expert®, is a bestselling author and founder of the Shop, Save, and Share Seminars. Prior to becoming a financial writer, speaker and media personality, she was a broker. Her columns regularly appear in Marriage Partnership,, Life Beautiful Magazine, Military Spouse and Military Money. She is an international radio commentator for Money Matters, and a frequent guest on such shows as CNBCs Power Lunch, Fox News, Neil Cavuto and CNN. The author of nine books, including Half Price Living and A Tip a Day with Ellie Kay, she has been a spokesperson and consumer educator for financial corporations. For more information, visit http: //

Ellie Kay currently resides in the state of California.

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Product Categories

1Books > Subjects > Business & Investing > Personal Finance > Budgeting
2Books > Subjects > Business & Investing > Personal Finance > General
3Books > Subjects > Religion & Spirituality > Christianity > Christian Living > General
4Books > Subjects > Religion & Spirituality > Christianity > Christian Living

Christian Product Categories
Books > Christian Living > Practical Life > Personal Finance

Reviews - What do customers think about Living Rich for Less: Create the Lifestyle You Want by Giving, Saving, and Spending Smart?

You can do better with your money.  May 6, 2009
There are books out there that offer much more savvy advice about spending, saving, and investing. Without the whole picture, you really are selling yourself short. The investing section of this book truly lacks in substance (aptly called "Investing for Idiots") and the advice offered throughout the book in general is way too elementary and superficial. For the most part, one gets the feeling that the author is much more interested in trying to trademark ideas or come up with "clever" catchphrases than to educate the reader (some ideas she is trying to assert ownership to have been around forever...for example, the 10/10/80 concept which is most often attributed to John D. Rockefeller, Sr.). There are some things in this book that may be helpful to those just starting out in the grown-up world or those never having confronted budgeting or saving before, but please pick up others to supplement. (And, please, save your money and get it from the library.) Suze Orman's books tend to be more encompassing and provide more concrete information and processes to sink your teeth into. You'll likely have to read many authors though and take from each one's thoughts and teachings to put together your own plan and method that works for you.
Rubbed me the wrong way.  May 1, 2009
A good message with several irksome points...examples include "won $20,000 (worth of stuff) on the Price is Right" and "I don't like to use words like cheapskate." She probably doesn't like cheapskate because all she does is tell you Mary Hunt's ideas and say things like "I came up with the 10-10-80 rule..."
She made her own baby wipes for SEVEN kids, but she buys BOUNTY paper towels to make them????
Anyway, the message is give 10%, save 10%, and spend the rest wisely.The MESSENGER sounds like a plagiarist and a best-SELLING author. So I guess the real key to success is to actually use these principles to turn your life around, and then write a book about how these ideas you came up with allowed you to become a writer.
(R)edeem,get(I)nstruction,(C)ommit,and never give up (H)ope, and before you know it, you'll be so RICH you'll be saving "$2500 per couple" on that cruise you were planning on taking...when you were so broke you couldn't even pay attention. Is anyone reading this book actually going on a cruise??? I'm sure Ellie Kay a very nice lady who means well.
A common-sense book  Mar 25, 2009
In a common-sense book, Ellie Kay provides many tips on saving money, investing money, paying for college, and more. Kay is a popular columnist and speaker about family financial matters and has written several other books on the subject as well. Living Rich for Less is timely, easy to read, or browse. The book is organized into three sections--Giving 10%, Saving 10%, and Spending Smart the other 80% (her 10/10/80 Rule). There are several trademarked slogans (which gets annoying after a while) to keep you paying attention (the Cha Ching Factor (tm) for example.) While some of the advice may just not be useful (or obtainable-- refinancing your house, for example) for everyone, you would be hard-pressed not find at least several hundred dollars in annual savings from your current budget. And that isn't a bad return on a $16.99 investment.
Not worth a read  Mar 13, 2009
Since the recession is hitting most of us, I went to the library looking for books that would help and offer some sound advice. I loved the title of this book so I picked it up along with a few others.

This was by far the least helpful. The author provides almost no tips on how to spend smart. She tells us to save 10% of our income, donate 10%, and spend 80%. I already donate to charity, I already save, I wanted advice on how best to save and how best to spend the remainder of my income. This book offered no advice for that.

I admire the fact that Kay dug herself out of $40,000 in debt, but while reading the book you discover part of the reason why is that she was a winning contestant on the Price is Right and took home thousands!

Books like Frugal Living for Dummies are much more helpful.
Waste of Time  Mar 13, 2009
This book gives almost no information on how to live rich for less. In fact, it reads like an infomercial complete with customer testimonials. The book is filled with cute little stories that offer no practical advice.

The entire book can be summed up with Kay's 10/10/80 principle - donate 10% of your money, save 10%, spend the other 80% wisely. That's it. Her advice for spending the other 80% wisely is essentially use the Internet to find good deals, use coupons, buy on sale, and negotiate. There are many other books that cover these same topics but in much greater detail.

I was also turned off by Kay's product placement. She has been a paid spokesperson for Proctor & Gamble and others and it shows. She tells consumers to buy Dawn dish soap because it is ultra concentrated so it lasts longer, but most stores have generic versions of ultra concentrated soap that works just as well and lasts just as long (and is much cheaper). She also pitches another PG product, Bounty paper towels, and I've used other less expensive brands that were just as good. But Kay never recommends buying the generics of these products. I do not think a paid spokesperson should offer supposed unbiased advice.

If the book offered other great tips or advice I could have overlooked the product pitches, but unfortunately it didn't.

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